Recently I got questions about whether a bicycle can be insured in Slovakia as there were many thefts recently. I researched a little bit and these are some interesting options.
There are also other insurance companies that cover the stealing of bicycles, but only in case these bikes are stolen inside your house and with limit of 30-50€. If bike is stolen outside of your house and has lock / tracking app, the only insurance company covering it is Generali.
Overview of options
1. Insurance by General Poistovna
2. Insurance by Alza in cooperation with Ceska podnikatelska poistovna (CPP)
3. GPS module provided by angelBike
4. GPS module provided by TrackHead.bike
Disclaimer: I didn’t use these services, for more details please contact companies directly, especially regarding conditions and pricing. If you have any experience with these services, please let me know so I include it to the article.
- General insurance by Generali insurance
The insurance covers theft of the bike from closed places or a bike that was secured by special lock (Generali specifies exactly which type of lock you should use). The alternative is an app called angelBike which is a special device that is installed inside of bicycle handlebars). The duration of insurance is 1-3 years and also includes assistance with broken bike or medical assistance in case you had accident on the bike). Each seller might have different pricing of the insurance.
The insurance is offered by the selected sellers (you must buy a bike and then add insurance as special service):
| Seller | Ulica | City | Eshop |
| BIKEPRO | Zvolenská cesta 19 | Banská Bystrica | www.bikepro.sk |
| BS-Rent | Tabaková 2 | Banská Štiavnica | |
| SPAIZ | Poštová 3 | Bardejov | www.bicykle.eu |
| bajky.sk | Kadnárova 51 | Bratislava | www.bajky.sk |
| E-Bike Expert | Nám. hraničiarov 2617 | Bratislava | www.ebike-expert.sk |
| eCyklo.sk | Nerudova 1 | Bratislava | www.ecyklo.sk |
| Green Bike | Ružová dolina 25 | Bratislava | www.greenbike.sk |
| Green Bike | Cyprichova 2473/1 | Bratislava | www.greenbike.sk |
| GulaVerse – ebajk | Tomašikova 50/AB | Bratislava | www.ebajk.sk |
| KAKTUS BIKE | Karloveská 6/B | Bratislava | www.kaktusbike.sk |
| KAKTUS BIKE | Bajkalská 9A (Tri Veže) | Bratislava | www.kaktusbike.sk |
| KELLYS FACTORY STORE | Squarebizz Business Center Bory | Bratislava | www.kellysbike.com |
| LIBIKE | Janka Alexyho 3355/11 | Bratislava | www.libike.sk |
| MATE BIKE | Jarabinková 6 | Bratislava | www.matebike.sk |
| NAJŠPORT | Galvaniho 2/A | Bratislava | www.najsport.sk |
| Probike | Údernícka 5 | Bratislava | www.probike.sk |
| VELOSPRINT S | Vajnorská 127 | Bratislava | www.velosprint.sk |
| AGF INVEST | Balkánska 133, Rusovce | Bratislava Rusovce | www.bikemania.sk |
| BIKE ŠPORT | Dr. Clementisa 1214/2 | Brezno | www.shopbike.sk |
| KostraBike | Horná 119/9 | Čadca | www.kostrabike.sk |
| KELLYS FACTORY STORE | Galantská cesta 5634/12B | Dunajská Streda | www.kellysbike.com |
| Bike4you | Zábranie 4222/16 | Hlohovec | www.bicyklehlohovec.sk |
| ENERGY BIKES | Kostolište 359 | Kostolište | www.energybikes.sk |
| Bikere | Fejova 5 | Košice | www.bikere.sk |
| GG BIKE – ebajk | CASSOVAR Bussines Centrum | Košice | www.ebajk.sk |
| KELLYS FACTORY STORE | Alvinczyho 29 | Košice | www.kellysbike.com |
| ŽIVOT S BICYKLOM | Čsl. Armády 10 | Levice | www.zivotsbicyklom.sk |
| KUBICAŠPORT | OC Retail Park | Liptovský Mikuláš | www.kubicasport.eu |
| CYCLO | Radlinského 2432/20 | Malacky | www.cyklomalacky.sk |
| STRIVE SPORT | Jesenského 6 | Martin | www.sportstore.sk |
| MY Bikes | nám M. R. Štefánika 568/36 | Myjava | www.mybikes.sk |
| CYKLOPOINT – Cajgel | Kalvária 3 | Nitra | www.cajgel.eu |
| KELLYS FACTORY STORE | Mikovíniho 11 | Nitra | www.kellysbike.com |
| SkiDomivo | Levická 1605 | Nitra | www.skidomivo.sk |
| VELOSPRINT S | Damborského 7 / Štúrova 39 | Nitra | www.velosprint.sk |
| RIVALBike | Hviezdoslavova 20 | Nové Mesto n/Váhom | www.rivalbike.sk |
| ALTERBIKE | Moyzesova 1 | Pezinok | www.alterbike.sk |
| RIDE | Podkonice 119 | Podkonice | www.ride.sk |
| CYKLOMAX PP | Mlynská 4928 | Poprad | www.cyklomax.sk |
| Pavol Rabatin | Zdravotnícka 3523/1 | Poprad | www.rabatin.sk |
| BIG BIKE | Sabinovská 5050/11 | Prešov | www.bigbike.sk |
| Cyklo Čajka | Požiarnická 15 | Prešov | www.cyklocajka.sk |
| KELLYS FACTORY STORE | Sabinovská 68 | Prešov | www.kellysbike.com |
| Velomet | Hlavná 79 | Prešov | www.velomet.sk |
| E-bike servis | Nadjazdová 4 | Prievidza | www.chcemebike.sk |
| BICYKLE A ŠPORT | Podhora 7 | Ružomberok | www.bicykleasport.sk |
| eBIKE point | Hollého 5350/13 | Ružomberok | www.ebikepoint.sk |
| ENERGY BIKES | Hviezdoslavova 473 | Senica | www.energybikes.sk |
| AB Sereď | Dionýza Štúra 759/35 | Sereď | www.absered.sk |
| TM Sport | Mallého 57 | Skalica | www.tm-sport.sk |
| Schwabik | Zimná 36 | Spišská Nová Ves | www.schwabik.sk |
| malina.bike | Štúrova 634 | Šaštín Stráže | www.malina.bike |
| LesEcycleS | Špania Dolina 99 | Špania Dolina | www.lesecycles.eu |
| NAJŠPORT | Zlatovská 20 | Trenčín | www.najsport.sk |
| 4bike | Okružné námestie 15 | Trnava | www.cyklocentrum.info |
| AZbike | Mlynská 6 | Veľký Meder | www.azbike.sk |
| KAKTUS BIKE | Starý Smokovec 18103 | Vysoké Tatry | www.kaktusbike.sk |
| GulaVerse – ebajk | T. G. Masaryka 8 | Zvolen | www.ebajk.sk |
| Dual Sport | Kvačalova 45 | Žilina | www.dualsport.sk |
| KAKTUS BIKE | Za plavárňou 3 | Žilina | www.kaktusbike.sk |
| KUBICAŠPORT | Rosinská cesta 13 | Žilina | www.kubicasport.eu |
| VELOSPRINT S | A. Kmeťa 1 / Predmestská 86 | Žilina | www.velosprint.sk |
- 2. Alza bike insurance
One of the biggest online merchant in Slovakia, company Alza also provide their insurance. It covers insurance for bicycles stolen outside of the flat. There was one student whose bike was stolen and he got refund of the amount (the bike was 2000€, and the insurance was 150€). - 3. angelBike app- GPS tracker
interesting option, where tracking machine is installed into handlebar of the bike and connected to the bike. In that case, you need to buy the device and year subscription for tracking (the first year is free). bikeAngel system works not only as a remote alarm that protects a bicycle, motorcycle or car against theft, but at the same time it can send you an immediate message about an accident or fall, even with the indication of the exact location. You can react immediately and call for help. You can have all these benefits under control on your smartphone 24 hours a day, 7 days a week. This options does not include insurance, but you get notified in case bike is stolen or manipulated.
you can check also the video:
4. The fourth option is local Kosice seller trackhead.bike that works on similar bases. The modern GPS device Anti Theft GPS offers you not only location tracking, but also security with a local alarm that immediately deters a thief. When you move the bike, you will immediately receive an SMS, Internet notification or TrackHead will call you within 7 seconds to the entered phone number. The advantage is a long battery life on a single charge and a completely free app in every smartphone. In standby mode, it can protect your bike for more than 1.5 years. Thanks to the intuitive JER Connect app, you have perfect control over your bike, where you have information from the device’s sensors every 5 seconds. Historical data will not be lost, the application stores all information on a secure cloud. TrackHead also offers a large number of functions and detailed settings. You can even instantly see the position of your bike in 3D, where you can verify that the bike is standing intact. TrackHead is compatible with any modern MTB bike, carbon road bike or electric bike.
You can check more details about it in the video: